Flexible Financing for Your Painting Project
Painting your home is one of the most effective ways to improve comfort, refresh your space, and protect your property. If cost or timing has held you back, financing can help you move forward with confidence. Mike Chavez Painting offers financing through Wisetack so you can schedule your project now and pay in predictable monthly installments.
A Simple Way to Budget Your Project
Many homeowners want to update their interior, exterior, or cabinets but prefer not to pay the full cost upfront. Wisetack allows you to divide your project total into monthly payments that fit your budget. The process is quick, secure, and designed to make home improvement more accessible.
Checking your options does not affect your credit score. You can review your available plans before making a decision and move forward when you are ready.
How Financing Works
Step 1: Request a Free Estimate
Start by contacting us for a free estimate. Our team will review your project, answer questions, and provide a detailed quote.
Step 2: Review Your Payment Options
Once you receive your estimate, you will have the option to apply for financing through Wisetack. The application takes less than a minute. Viewing your options uses a soft credit check so your credit score is not affected.
Step 3: Choose a Monthly Payment Plan
After approval, Wisetack presents several payment plans with clear terms. You select the plan that works best for your budget. There are no hidden fees and no prepayment penalties.
Step 4: Schedule Your Project
When your plan is selected and your estimate is accepted, we schedule your project. You enjoy your updated home and make simple monthly payments through Wisetack.
Benefits of Financing Through Wisetack
No Impact to Your Credit Score When Checking Options
You can review your financing choices without affecting your credit score.
Fast Prequalification
Most customers receive a decision in less than a minute.
Clear and Transparent Terms
Wisetack clearly outlines your monthly payment, interest, and total cost. There are no hidden charges.
Flexible Plans for a Range of Budgets
Plans vary in length and size depending on approval so you can select what feels comfortable.
A Better Alternative to Credit Cards
Financing through Wisetack uses simple interest and fixed monthly payments which provides more clarity than a revolving credit card balance.
Popular Ways Homeowners Use Financing
Interior Painting Projects
Refresh your living spaces now and pay over time.
Exterior Painting and Maintenance
Protect your home without delaying needed exterior updates.
Cabinet Painting and Refinishing
Upgrade your kitchen or built ins with a payment plan that eases the upfront cost.
Whole Home Repaints
Spread out the cost of a full interior or exterior repaint while enjoying the finished result right away.
Note: Wisetack financing is available to eligible individual consumers. Approval and loan terms vary based on creditworthiness.
Frequently Asked Questions
Does checking my options affect my credit score?
No. Viewing your options uses a soft credit check and does not impact your credit score.
How much can I finance?
Financing amounts typically range from five hundred dollars to twenty five thousand dollars depending on approval.
Are there any hidden fees?
No. Wisetack provides clear terms up front. There are no late fees and no penalties for early payoff.
When does the project begin?
Once you choose a payment plan and accept your estimate, we schedule your project and begin as soon as you are ready.
Who provides the financing?
Financing is provided directly through Wisetack and its lending partners. Mike Chavez Painting does not review or approve credit applications.
Explore Our Services
Residential Painting
Cabinetry Painting
Commercial Painting
Limewash
Residential Painting
Cabinetry Painting
Commercial Painting
Limewash
Ready To Get Started
If you are planning a painting project and want a flexible way to pay over time, financing through Wisetack may be a great fit. Contact us to schedule your free estimate and ask about current financing options.